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What is the First Time Homebuyer Program

The First Time Homebuyers Program (FTHB) is funded by HUD through the HOME Investment Partnerships Program.  The program provides down payment assistance to qualified Kansas buyers for the purchase of their first home. Eligible properties must be outside the following Kansas entitlement areas: Topeka, Wichita, Lawrence, Kansas City, or Johnson County. The program is for persons who have incomes at or below 80 percent of the median income for their area. The loan may be from 15 to 20 percent of the purchase price of the home, awarded on a sliding scale, depending on the applicant’s income level. Buyers are expected to make a minimum investment of $500 or two percent of the sale price, whichever is greater. Private lenders process the second mortgages in conjunction with the first mortgage financing. 

How Do I Become Involved?

Participating lenders are central to the success of KHRC's First Time Homebuyer Program.  Lenders determine applicants income eligible, assist them with a shopping price for a home that is affordable to them, and submits the application for the funds to KHRC. 
To become a participating lender, each branch must attend training, usually held in February and August, and complete the required paperwork.  Lender Participation Documents also must be completed prior to becoming a participating lender.

Info for Participating Lenders

KHRC appreciates our participating lenders efforts in administrating the First Time Homebuyer Program.  This link will provide our participating lenders with forms and information to assist you in completing and submitting an application on behalf of a First Time Homebuyer.

Lead Based Paint Visual Assessment Training Course

HUD offers an online, self-paced training module for people performing visual assessments for deteriorating paint, dust, and debris.

Property Inspection Info

Find property related guidelines.

Additional Resources

Additional resources are available here.

611 S. Kansas Avenue, Suite 300 Topeka, KS 66603-3803 Voice:785-217-2001 Fax:785-232-8084 TTY:800-766-3777
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