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      Christine Reimler
      HOME Division Director
      Ph: (785) 217-2023
      Fax: (785) 232-8073

FTHB Forms

      Training manuals,
      program documents,
      lead paint guidelines,
      environmental review
      forms and more!


First Time Homebuyer Program

If down payment and closing costs are keeping you from purchasing a home of your own, the First Time Homebuyer Program may be able to help. Eligible borrowers can use the forgivable loan to greatly reduce the out-of-pocket expenses associated with buying a home.

Do I Qualify?

Income-eligible households that have not owned a home in the past three years may apply for the First Time Homebuyer Program (FTHB). Review the income chart to see  if you may be income eligible. There are certain areas that are not eligible to participate in the program, so the program does not assist properties in the city limits of Topeka, Wichita, Lawrence, Kansas City, nor Johnson County.  Approved applicants will receive a soft loan that is forgiven over time.  The loan may range from 15 to 20 percent of the purchase price of the home, depending on your amount of income. Buyers are required to make a minimum investment of two percent of the sale price.  Participating lenders process the FTHB paperwork along with the first mortgage loan and then applies to the FTHB program for you.

Find a Lender

Interested applicants may apply directly to a participating lender.  Participating lenders assist applicants in completing the required paperwork to apply for the program.  Applications are currently being accepted, through a participating lender.

SBA Offers Disaster Assistance to Homeowners and Renters

For families impacted by disaster, SBA provides low-interest disaster loans to homeowners, renters and nonprofit organizations. Watch this short video to learn more about SBA's Disaster Assistance Program.

Homebuyer Education

For additional resources regarding Homebuyer Education, please refer to this page.

Additional Resources

611 S. Kansas Avenue, Suite 300 Topeka, KS 66603-3803 Voice:785-217-2001 Fax:785-232-8084 TTY:800-766-3777
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